Family Recovery · Inheritance

Your heirs don't inherit your Bitcoin just because you owned it.

They inherit it only if they can find it, prove they have the right to it, and recover access without you in the room.

Who this is for

You hold Bitcoin and you are the only person in the household who understands how.
You have a partner, kids, or chosen family who would inherit your sats if something happened.
You have already done basic self-custody (or completed the Self-Custody Starter Kit) and now need the next layer.
You do not want a treasure hunt to be the last thing you put your family through.

What you get

The "What My Family Needs to Know" worksheet — a structured doc your family can read with zero technical background. What exists, where to start, what NOT to do — without exposing a single key.
Recovery sequence map — the literal order of steps a non-technical family member follows. One page, sealed-envelope-ready.
Threshold and roles worksheet — who knows what, who coordinates, what happens if any one person is unavailable.
Multisig family pattern guides — 2-of-3 and 3-of-5 patterns for households, not corporate boards.
Inheritance letter template — a printable letter from you to them, in plain language, co-written so you do not start from a blank page.
Collaborative custody decision worksheet — when a third-party co-signer (Casa, Unchained, Nunchuk) makes sense, when it does not.
Annual family Bitcoin meeting agenda — the once-a-year 30-minute conversation that keeps the plan alive.
Failure mode catalog — every realistic way a family recovery fails (lost passphrase, forgotten location, deceased advisor, hostile relative), with the prevention pattern for each.
Death and incapacitation playbook — step-by-step for the person who must act when you cannot. Calm, clear language.

Delivered as a PDF bundle. Single download. Yours and your family's, forever. Yearly updates included.

What this kit is NOT

Not legal advice. Does not replace a will or trust — it is the practical recovery layer underneath them.
Not a multisig setup tutorial (the free Multisig Security Demo covers that).
Not a sales funnel for any collaborative custody vendor. We name them, compare them honestly, leave the choice to you.

Why this matters more than people admit. The most common cause of "lost Bitcoin" is not exchange hacks or hardware failure. It is a single holder who never wrote down a survivable plan, and a family who learns about the Bitcoin only after the holder is gone — without the information they need to recover it. The fix is not technical. It is informational, structured, and rehearsed.

Frequently asked

Do I need to share my seed phrase with my family?

No. The kit is explicitly built so you never expose any key, seed, or passphrase to anyone — including the people who will eventually recover the sats. Recovery depends on what they find, where, in what order — not on what you tell them in advance.

What if I do not have a family in the traditional sense?

The kit uses "chosen people" language. Works the same way for a designated friend, a co-founder, a lawyer-as-trustee, or a multi-person friend network.

Will this work if my Bitcoin is across multiple wallets?

Yes. The recovery sequence handles multi-wallet holdings. The worksheet has space for as many as you have.

Is this only for big balances?

No. The kit is more about preventing the wrong outcome than about size. If your Bitcoin is small enough that recovery is not worth the planning cost, this kit is not for you yet — use your judgment.

Doing this yourself — and one honest alternative

This kit is built for self-reliance. You hold the keys, you understand the plan, and your family is not left guessing. For many people, that is exactly the point — and it may be enough.

But a do-it-yourself setup still has tradeoffs. Even with multisig, your plan may still depend on one household, one device ecosystem, one person's memory, or one legal jurisdiction. A checklist can reduce those risks, but it cannot remove all of them.

If you would rather not carry that alone, one option is collaborative custody. At The Bitcoin Adviser, the structure is designed so you remain in self-custody and The Bitcoin Adviser cannot move funds unilaterally.

The setup typically separates the three keys across different people, institutions, and jurisdictions: one key with the client, one key with an independent wallet provider such as Unchained or Theya, and one TBA key held in Australia. That separation matters. It means one person, one device, one provider, one household, or one jurisdiction is not enough to move or lose the funds by itself.

The inheritance planning, family education, recovery documents, and coordination process are built around that structure. The goal is not to pretend risk disappears. The goal is to make the plan resilient enough that ordinary mistakes, device failures, confusion, or provider issues do not become a family disaster.

There is no perfect custody setup. There are only tradeoffs. What is right for one family may be wrong for another. The honest goal is to choose those tradeoffs on purpose, not inherit them by accident.